Serving the unique needs of Churches all of Tennessee, Georgia & Alabama
One of the most common types of church insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Webb & Associates Insurance Agency can help you determine the type of insurance policy and range of coverage that is best for your Church. For a full list of coverage available, or to learn more about this product, contact us today.
Tennessee, Georgia & Alabama, What you need to know about Church Insurance
Do you own your Church buildings? If so, do you have enough commercial property insurance to cover replacement costs? Give Webb & Associates Insurance Agency a call today at 423-894-2211, and we will help you determine if you have enough commercial property insurance for your Church.
Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you are unsure, just ask Webb & Associates Insurance Agency to review your coverage, and we will help you find the best solution.
Business Personal Property
Business personal property insurance covers property at a specified location for furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).
Business Income (Business Interruption Coverage)
This coverage reimburses a Church for lost profits and fixed expenses during the time that a Church is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. Webb & Associates Insurance Agency strongly recommends that all businesses acquire this coverage.
Electronic Data Processing (EDP)
This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.
Based in Tennessee, Georgia & Alabama , Webb & Associates Insurance Agency understands the Church insurance needs of our customers. The right coverage for you is unique call us at 423-894-2211 today to find out how to protect your business and your future with the right insurance from a Church insurance specialist.