Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a small business, small service provider or contractor, Webb & Associates Insurance Agency will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!
Commercial Auto Insurance
Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they are typically exposed to more risk than personal vehicles.
Commercial auto insurance is not just for industrial vehicles like semis or dump trucks. For example, businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy.
Workers Compensation Insurance
Since it can be expensive and time-consuming to determine whether an injured employee or the employer is at fault in a work-place accident, workers compensation laws provide a consistent and fair way to handle the costs and compensation of work-place injuries and occupational diseases. To receive workers compensation benefits, the injury or illness must have occurred due to a work-related event.
If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there may be situations where the limits of your general policy may not provide adequate protection. A commercial umbrella can provide you and your business with additional liability protection.