Storms Ahead -Take Steps Now -Preparation Tips -Safety Measures

Storms Ahead -Take Steps Now -Preparation Tips -Safety Measures

Are you prepared for Storms Ahead?  Create a plan now; safety tips and steps to take.

 

Spring storms, especially tornadoes, can cause serious destruction in just a matter of seconds. It is essential that your home or organization is ready to handle a storm or tornado, particularly when there are people in your home or buildings when tornado strikes.

Storms Ahead

Storm Preparation

1. For Tornado Season and any serious weather condition, allocate a security and safety team.

  • You and your team should develop a response plan for serious weather conditions and educate any volunteers or staff needed to properly facilitate the response plan.
  • The plan must contain information on tracking weather reports, your communication process and allocated safe locations in your home or buildings.

 

2.  Be ready for a storm.

  • Be aware of varying weather patterns.  Watch for dark, often greenish clouds—a phenomenon caused by hail, a  Wall cloud—an isolated lowering of the base of a thunderstorm and large hail.
  • Seeing the weather channel on television or listening to radio will allow you to track when tornado conditions are present.  Check your cell phone for weather alerts.   Learn more about cell phone alerts https://www.weather.gov/wrn/wea
  • Consider a weather radio –NOAA Weather Radio All Hazards (NWR) is a nationwide network of radio stations broadcasting continuous weather information directly from the nearest National Weather Service office. NWR broadcasts official Weather Service warnings, watches, forecasts and other hazard information 24 hours a day, 7 days a week.   A weather radio is great source for news and updates as emergencies can overwhelm cellular networks so calls and data can’t get through.  These radios can operate with back up battery power or with an emergency crank, if the power is out.
  • If home, it’s a good idea to be sure you and your family are ready to evacuate; have your shoes and raincoats on so that you don’t have to search for them should your home be damaged.

 

3. Have a storm shelter ready at all times.

  • Be sure your child knows where to go in case of a tornado that happens while they are in school, a baby sitter’s house, at a daycare center, etc.   The safest place to be is an underground shelter, basement or safe room.
  • If no underground shelter or safe room is available, a small, windowless interior room or hallway on the lowest level of a sturdy building is the safest alternative.

 

4. Assess your tornado plan on a frequently and ensure everyone is aware of the protocol.

  • Always have a disaster preparedness kit. Put together canned foods, bottled water, first aid kit, flashlight and other important thing that you could take with you into your tornado shelter.
  • Keep these items in a storage container or a duffel bag, so you can easily get them and if you need them.   Click here for a complete list https://www.ready.gov/kit

 

5. Protect your property. Many damaged homes become unsafe or no longer provide proper shelter.  Some homes and buildings deteriorate after a storm and become unsafe.  Timely repairs may not be made due to expense.

  • Talk to your home insurance provider and ensure you have the right coverage when your home is harmed by a windstorm or tornado.
  • Call your agent before storm season.
  • Install lightning rods to new buildings. Older buildings should be inspected to determine if a lightning rod should be installed.
  • Routinely trim dead branches off trees.
  • Secure outdoor objects that can blow in strong winds.
  • Keep a battery-powered radio available with extra batteries.
  • Have a professional electrician install a commercial surge protector. Additionally, see that all electrical circuits are properly grounded.
  • Clean gutters every spring and fall to prevent drainage problems.

 

The best thing about insurance coverage is that it will help you get back to normal when your home or property is damaged. You will receive resources for the reconstruction of your home.  In case the insurance policy covers the furniture and other belongings inside the house, you will receive a specific amount of money that based on the assessment of the objects.

In most cases, the underwriters will provide you financial assistance to take another home for rent while your home is being restored. Because of this, you must understand terms and conditions of the company who is offering financial assistance.

You must ready yourself, your family and your property for storm damage. To protect your belongings and your most expensive asset, you must consider getting a home insurance policy. There are a lot of insurance providers out there that offer a low premium.  Be sure to check them out!

Resources:

https://www.osha.gov/dts/weather/tornado/index.html

https://www.redcross.org/content/dam/redcross/atg/PDF_s/Preparedness___Disaster_Recovery/Disaster_Preparedness/Tornado/Tornado.pdf

Contact us for a quote or insurance check up.

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